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MORTGAGE LOAN OPTIONS

Federal Housing Administration (FHA) Home Loans

Many first-time home buyer take advantage of the FHA home loan program. So, if you don’t qualify for a conventional loan, take a deeper look at this option.

Are you buying a home or refinancing?

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Enter your phone number and we'll text you a 6-digit security code to verify it's you. Standard texting and data rates may apply. Message frequency may vary. Text the word HELP to 615-488-4941 for more information. You can opt out by responding STOP at any time. For more information, read our Privacy Policy, Mobile Policyand Terms & Conditions..

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By submitting this form, I/we agree to your Privacy Policy Terms of Use and authorize Churchill Mortgage Corporation and/or their Preferred Provider for our area and/or The Churchill Agency to receive the above information to assist in obtaining a home loan.

I/we also authorize Churchill Mortgage Corporation, The Churchill Agency and/or their Preferred Provider for our area to contact us regarding but not limited to mortgage and insurance services and products via telephone, mobile phone (including through automated dialing), and/or email, even if telephone numbers or email I/we provide are on any Do Not Call/Contact Registry, such as corporate, state, or the National Do Not Call Registry. The submission of this form does not constitute in any way a formal loan application or a commitment for a loan. By communicating with us by phone, you consent to calls being recorded and monitored. By participating, you consent to receive SMS text messages sent by an automatic telephone dialing system. Message and data rates may apply. Message frequency may vary. Text the word HELP to 615-488-4941 for more information. You can opt out by responding STOP at any time. For more information, read our Privacy Policy, Mobile Policyand Terms & Conditions. Consent to these terms is not a condition of purchase.

Your answer will NOT negatively affect your mortgage application. Your answer does not mean the Lender or Other Loan Participants agree to communicate or provide documents to you in your preferred language. However, it may let them assist you or direct you to persons who can assist you. Language assistance and resources may be available through housing counseling agencies approved by the U.S. Department of Housing and Urban Development. To find a housing counseling agency, contact one of the following Federal government agencies. U.S. Department of Housing and Urban Development (HUD) at (800)569-4287 or www.hud.gov/counseling

Es probable que su transacción de préstamo hipotecario suceda en inglés. Por medio de esta pregunta, solicitamos información para determinar si existen comunicaciones disponibles a su servicio, en su idioma preferido. Sírvase tener en cuenta: posiblemente NO hay comunicaciones disponibles en su idioma preferido.

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Thank you for choosing Churchill Mortgage to help you with your home loan needs!

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KNOW YOUR OPTIONS:

Buy a Home with the FHA Home Loan Program

These loans are backed by the government and have a lower down payment requirement, credit score threshold, and income qualification. It might fit what you need!

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Discuss Your Options

Explore interest rates, learn how much you can save, and find out the true cost of your home loan.

Connect with a Mortgage Expert
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Start Your Approval

Get the competitive edge over other home buyers with one of Churchill’s pre-approval options.

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Home Loan Education

Still doing research? Access free guides, articles, and tools to help build your smarter mortgage plan.

I Need More Information
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Key Benefits of the FHA Home Loan Program

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Easier to qualify
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Primary homes can be purchased with a 3.5% down payment
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Down payment assistance available
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Backed by the U.S. government
★ ★ ★ ★ ★

The FHA loan process smooth and quick. I would recommend Churchill Mortgage to anyone. Down to earth and accessible for any questions or concerns during the process. We love our new home and the low interest rate. If you are in the market for a home purchase this is the way to go.

William N.
Nashville, TN
★ ★ ★ ★ ★

Overall great communication, patience, teamwork, and understanding. Best team that has ever helped me out. They took the time to answer questions and reply very fast to anything I needed or had questions about. Beyond impressed on the team’s true excellence.

Eduardo E.
Corsicana, TX
★ ★ ★ ★ ★

Churchill helped me understand different loan options (FHA, conventional, varied amount of down payment, loan durations) by making several Total Cost Analysis documents. The effort here helped ease my mind in us making the right decision for our situation.

Samuel J.
East Wenatchee, WA