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MORTGAGE LOAN OPTIONS

USDA Home Loans

A loan program is designed for rural home buyers

Are you buying a home or refinancing?

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Enter your phone number and we'll text you a 6-digit security code to verify it's you. Standard texting and data rates may apply. Message frequency may vary. Text the word HELP to 615-488-4941 for more information. You can opt out by responding STOP at any time. For more information, read our Privacy Policy, Mobile Policyand Terms & Conditions..

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By submitting this form, I/we agree to your Privacy Policy Terms of Use and authorize Churchill Mortgage Corporation and/or their Preferred Provider for our area and/or The Churchill Agency to receive the above information to assist in obtaining a home loan.

I/we also authorize Churchill Mortgage Corporation, The Churchill Agency and/or their Preferred Provider for our area to contact us regarding but not limited to mortgage and insurance services and products via telephone, mobile phone (including through automated dialing), and/or email, even if telephone numbers or email I/we provide are on any Do Not Call/Contact Registry, such as corporate, state, or the National Do Not Call Registry. The submission of this form does not constitute in any way a formal loan application or a commitment for a loan. By communicating with us by phone, you consent to calls being recorded and monitored. By participating, you consent to receive SMS text messages sent by an automatic telephone dialing system. Message and data rates may apply. Message frequency may vary. Text the word HELP to 615-488-4941 for more information. You can opt out by responding STOP at any time. For more information, read our Privacy Policy, Mobile Policyand Terms & Conditions. Consent to these terms is not a condition of purchase.

Your answer will NOT negatively affect your mortgage application. Your answer does not mean the Lender or Other Loan Participants agree to communicate or provide documents to you in your preferred language. However, it may let them assist you or direct you to persons who can assist you. Language assistance and resources may be available through housing counseling agencies approved by the U.S. Department of Housing and Urban Development. To find a housing counseling agency, contact one of the following Federal government agencies. U.S. Department of Housing and Urban Development (HUD) at (800)569-4287 or www.hud.gov/counseling

Es probable que su transacción de préstamo hipotecario suceda en inglés. Por medio de esta pregunta, solicitamos información para determinar si existen comunicaciones disponibles a su servicio, en su idioma preferido. Sírvase tener en cuenta: posiblemente NO hay comunicaciones disponibles en su idioma preferido.

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Thank you for choosing Churchill Mortgage to help you with your home loan needs!

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USDA LOAN OPTIONS

Buy a Home with the USDA Home Loan Program

This loan program is designed for rural home buyers, making it ideal for those who may not be able to get conventional financing. It’s managed by the Rural Housing Service and offers flexible credit criteria.

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Discuss Your Options

Explore interest rates, learn how much you can save, and find out the true cost of your home loan.

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Start Your Approval

Get the competitive edge over other home buyers with one of Churchill’s pre-approval options.

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Home Loan Education

Still doing research? Access free guides, articles, and tools to help build your smarter mortgage plan.

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Key Benefits of the USDA Home Loan Program

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0% down payment
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Flexible loan limits
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For your primary residence
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Fixed interest rates
★ ★ ★ ★ ★

We were able to purchase our home with a USDA loan, zero down payment and 3.5% interest! We were able to see our loan progress at each step with the Churchill mortgage app which really helped. Thanks again for helping us get our dream home!

Kimberley C.
Astoria, OR
★ ★ ★ ★ ★

Following a divorce my credit was far from perfect. After getting my credit cleaned up a bit I was able to get approved for a USDA loan. My Home Loan Specialist was quick to get back to me and my realtor with any questions we had.

Pamela J.
Chelsea, AL
★ ★ ★ ★ ★

Our Home Loan Specialist spent time with us as we were applying and quickly gained a good sense of who we were and what was most important to us. He was very helpful, anticipating questions we would have, and making sure he was available.

Cheryl F.
Canadian Lakes, MI