Yvonne Ramos
Leadership and Sales Development Manager
We treat customers like family, not a file. By investing in our client relationships and our communities, our goal is to leave people better for the encounter and to guide them with the heart of a teacher.
Mike Hardy
Mike Hardy is an Ironman, student pilot, investor, speaker, and business performance coach for Mortgage and Real Estate Professionals. He has spoken at national conferences including Todd Duncan’s High Trust Sales Mastery with an audience of 30k people. He has been quoted on Fox Business News and interviewed by USA Today for his unique perspective comparing the similarities and differences of 2008 vs 2023 and for his expertise on housing trends and the mortgage markets.
Personally, Mike is a husband of 25 years to his wife Beverly, and father of four kids (21, 18, 16, 14)
Professionally, Mike is Managing Partner of Pacific Southwest Business for Churchill Mortgage, leads a Top 1% nationwide 100M origination team, and oversees 30 employees managing 500MM of funding volume, helping 1200 families annually with a purchase or refinance loan.
His professional background of 25 years includes training and experience as Financial Advisor, Real Estate Investment Fund Management & Top 1% Mortgage Professional. He is the Principal and Co-Founder of the Cyrus Opportunity Zone Real Estate Fund launched in 2019 and developing 100 cash flow units and has been involved in 120+ Real Estate investment projects throughout his career.
Rick Mount
Rick Mount has been serving his clients and referral partners in real estate and lending for over 25 years. He wants to ensure his clients choose the right mortgage through their Safe, Simple, and Smart 5-step process. Rick has held many senior positions responsible for all facets of the loan process. Rick attended Cal State Long Beach, Cal Poly Pomona, and Azusa Pacific University, all with an emphasis on Finance, Real Estate, and Law. Rich has been licensed in California since 1992 and a licensed Broker since 2002. Away from real estate, Rick enjoys being with his family and hanging out by the water.
On average, a Churchill Home Loan Specialist gains the benefit of an additional 10-35 points* on their annual income, thanks to the Employee Stock Ownership Plan and Deferred Compensation.
* This figure is based on historical performance during 2013 - 2021, accounts for accrued annual income, and is not guaranteed income.
** Each Deferred Compensation contribution pays out after a 5-year period. This scenario assumes deferred compensation is reinvested, and displays the total accrued balance of benefits and income.
One of our core convictions is "people over profits."
We've spent the last few decades building a culture where people come first. We've learned that when our people are happy, they provide great service to our clients, and as a result, Churchill thrives.
At Churchill, we understand that a fast and smooth closing process is our best marketing tool with both customers and business partners.
Churchill’s in-house marketing team is dedicated to helping you grow your business and connect with prospective home buyers.
Churchill Mortgage believes that the mortgage industry needs to develop the next generation of leaders who will shape the future of the industry.
We can help create the next generation of leaders, while at the same time, create career advancement and game-changing opportunities for the people who choose to partner with us.
“ I have been in the mortgage and finance business for over 40 years, and have found that it is really a ‘people’ business where there needs to be a relationship of trust. That is what I enjoy most — caring for people. ”
Mike Hardwick, Founder & President
As a responsible lender, Churchill Mortgage is committed to the principles outlined in federal and state lending laws
ensuring all potential borrowers have access to the same information, services, and opportunities
throughout the home loan process.
Churchill Mortgage Corporation, NMLS #1591 is an Equal Housing Lender.
Programs are for select loan types only and are not available in all states or locations.
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